Introduction Goa Government's Deen Dayal Swasthya Seva Yojana (DDSSY) is a health insurance scheme launched by the Government of Goa to provide cashless medical treatment to eligible resident families. Introduced in 2016, the scheme is implemented by the Directorate of Health Services (DHS), Goa. It offers financial protection against hospitalization expenses by covering approved medical and surgical treatments at empanelled government and private hospitals. Under the scheme, families with up to three members are eligible for health insurance coverage of up to ₹2.5 lakh per year, while families with four or more members can receive coverage of up to ₹4 lakh annually. The insurance amount can be utilised by one or multiple family members during the policy period. The scheme also includes benefits for selected chronic diseases, notified mental health services, Ayurveda treatments, and high-end diagnostic tests as per the approved guidelines. Eligible residents can register online through the Goa Online Portal or visit authorised DDSSY registration centres for offline enrollment. Benefits Cashless health insurance cover of up to ₹2.5 lakh annually for families with up to three members. Cashless health insurance cover of up to ₹4 lakh annually for families with four or more members. Insurance amount can be used by one or multiple family members. Covers 447 approved medical and surgical procedures. Financial assistance for medicines used in the treatment of chronic diseases such as diabetes and hypertension. Coverage for notified neurological conditions, including epilepsy, multiple sclerosis, and cerebral palsy. Cashless treatment at empanelled government and private hospitals. Coverage for notified mental healthcare and Ayurveda treatment. High-end diagnostic tests are covered when prescribed by authorised government doctors. Beneficiaries may purchase additional insurance coverage by paying an extra premium without affecting DDSSY benefits. Free OPD and primary healthcare services continue at government health facilities. Eligibility Applicant must be a resident of Goa for at least five years. Registration is available only on a family basis. Family may include: Applicant Spouse Unmarried children Dependent parents Dependent parents-in-law (for female applicants) A registered family cannot be split into separate family units. Government employees and their dependent family members are not eligible. OBC (Non-Creamy Layer), SC, ST and Differently Abled applicants are eligible for a 50% concession on registration and renewal fees. OBC applicants claiming the concession must have an annual family income below ₹6 lakh. Documents Self-attested Aadhaar Card or Aadhaar Enrolment Slip (for family members above 5 years). Residence Proof issued at least five years earlier (Passport, Residence Certificate, Voter ID, Driving Licence, or eligible Aadhaar Card). Ration Card. Marriage Certificate, Birth Certificate, Passport, or Voter ID (where applicable for family verification). Birth Certificate or School Leaving Certificate for dependent children. Declaration for dependent parents or parents-in-law, if required. OBC Caste Certificate and Income Certificate (for concession). SC/ST Caste Certificate. Disability Certificate or Disability Identity Card (for differently-abled applicants). Registration Fees ₹200 for families with up to 3 members. ₹300 for families with 4 or more members. Eligible OBC (Non-Creamy Layer), SC, ST and Differently Abled applicants receive a 50% concession on the registration and renewal fee. Process to Apply Online Process Visit the Goa Online Portal. Register or log in using your account. Select the DDSSY New Enrollment service under the Directorate of Health Services. Enter applicant and family details. Upload the required self-attested documents. Pay the applicable registration fee online. Submit the application and save the acknowledgement number. Track the application status online. Download or collect the DDSSY Card after approval. Offline Process Visit the nearest DDSSY registration centre or Directorate of Health Services office. Obtain and complete the application form. Attach all required self-attested documents. Submit the application along with the prescribed fee. Collect the acknowledgement receipt. Receive the DDSSY Card after successful verification and approval. Card Renewal Process Log in to the Goa Online Portal. Select the DDSSY Renewal service. Enter the DDSSY Card Number. Verify your mobile number through OTP. Update details if required. Upload supporting documents, if applicable. Pay the renewal fee online. Save the acknowledgement number for future reference. Complete compliance requirements, if requested. The renewed card becomes active after successful verification. Important Links Goa Online Portal – DDSSY Online Application Goa Online Portal – New User Registration DDSSY Card Renewal Portal Directorate of Health Services (DHS), Goa – DDSSY Scheme Contact DDSSY Renewal Helpline: 8882988000 DHS Call Centre: 0832-2439844 Email: ddssygoa@goaelectronics.co.in FAQs 1. What is Goa Deen Dayal Swasthya Seva Yojana (DDSSY)?DDSSY is a Government of Goa health insurance scheme that provides cashless medical treatment to eligible resident families through empanelled hospitals. 2. Who can apply for DDSSY?Residents who have been living in Goa for at least five years and meet the scheme guidelines can apply on a family basis. 3. How much health insurance coverage is available?Families with up to three members receive coverage of up to ₹2.5 lakh, while families with four or more members receive up to ₹4 lakh per year. 4. Can government employees apply under DDSSY?No. Government employees and their families are not covered under the scheme. 5. Is there any registration fee?Yes. The registration fee is ₹200 for families with up to three members and ₹300 for families with four or more members. Eligible reserved categories receive a 50% concession. 6. Can the DDSSY card be renewed online?Yes. Existing beneficiaries can renew their DDSSY card through the Goa Online Portal. 7. Where can beneficiaries avail cashless treatment?Beneficiaries can receive cashless treatment at empanelled government and private hospitals approved under the DDSSY scheme.