Introduction The Gruha Lakshmi Scheme is a flagship women's empowerment initiative launched by the Government of Karnataka in 2023 to provide direct financial support to women heads of families. Under this scheme, eligible women receive financial assistance of ₹2,000 per month through the Direct Benefit Transfer (DBT) system. The scheme aims to improve the economic stability of households by recognising the contribution of women in managing family responsibilities and ensuring they have access to regular financial assistance. The benefit is available to women listed as the head of the family in eligible ration cards issued by the Food and Civil Supplies Department. Married, widowed, divorced, and deserted women can apply if they meet the prescribed conditions. The financial assistance is credited directly to the beneficiary's Aadhaar-linked bank account, ensuring transparency and timely payments. To strengthen beneficiary records and remove duplicate or ineligible entries, the Karnataka Government has initiated a fresh re-verification drive. The verification process commenced on 30 August 2026 and is expected to continue for approximately one month through door-to-door visits and designated service centres. Eligible beneficiaries are advised to cooperate with the verification process to ensure uninterrupted receipt of benefits. Benefits Financial assistance of ₹2,000 per month. Annual benefit of ₹24,000 for eligible women. Amount transferred directly to Aadhaar-linked bank accounts through DBT. Can be used for household expenses, healthcare, education, nutrition, and other family needs. Provides financial security and economic support to women heads of households. Eligibility Applicant must be a permanent resident of Karnataka. Applicant must be registered as the head of the family in the ration card. Family should possess an Antyodaya, BPL, or APL ration card. Married, widowed, divorced, and deserted women are eligible. Only one woman per family can receive benefits. Applicant must have an Aadhaar-linked bank account. Beneficiaries may be required to complete re-verification as directed by the Government. Who is Not Eligible? Women whose spouse or family pays Income Tax. Women whose spouse or family files GST returns. Duplicate, fake, migrated, deceased, or otherwise ineligible beneficiaries identified during verification. Documents Aadhaar Card. Antyodaya/BPL/APL Ration Card. Bank Account Passbook. Aadhaar-linked Mobile Number. Residence Proof (if required). Passport-size Photograph. Any additional documents requested during verification. Process to Apply Online Application Process Visit the Seva Sindhu Portal. Complete beneficiary registration using Aadhaar details. Login to the portal and select Gruha Lakshmi Scheme. Enter personal, contact, and bank account details. Upload required documents. Review the application and submit it. Authorities will verify the details and approve eligible applications. Approved beneficiaries will start receiving ₹2,000 per month through DBT. Offline Application Process Visit the nearest Karnataka One, Bengaluru One, Grama One, or Bapuji Seva Kendra. Collect the Gruha Lakshmi application form. Fill in the required details carefully. Attach supporting documents. Submit the completed application at the same center. Applications will be verified by the concerned department. Eligible beneficiaries will receive benefits directly in their bank accounts. Gruha Lakshmi DBT Status Check Beneficiaries can track payment status through the DBT Karnataka Mobile App. Login using Aadhaar-based OTP verification. Select the payment status option and choose Gruha Lakshmi Scheme. The payment history and DBT status will be displayed. Status can also be checked through SMS services provided by the Government. Gruha Lakshmi Re-Verification 2026 Fresh beneficiary verification started on 30 August 2026. Verification is conducted through door-to-door visits and designated service centers. Biometric and facial authentication may be required. Photograph and GPS location of the beneficiary's residence may be recorded. Beneficiaries unavailable during field visits can complete verification at authorized centers. The process aims to remove duplicate, migrated, deceased, and ineligible beneficiaries. Important Links Gruha Lakshmi Online Application Portal Application Status Check Seva Sindhu Portal Department of Women and Child Development, Karnataka Contact Gruha Lakshmi Helpline Number: 1902 Appointment & Information SMS Service: 08147500500 08277000555 FAQs Q. What is the benefit provided under the Gruha Lakshmi Scheme?Eligible women receive ₹2,000 per month directly in their bank accounts through the Direct Benefit Transfer (DBT) system. Q. Who can apply for the scheme?Women who are registered as the head of the family in eligible ration cards and satisfy the prescribed eligibility conditions can apply. Q. Can tenant families receive the benefit?The benefit is available to eligible women heads of households whose details are recorded and verified as per government guidelines. Q. Is Aadhaar mandatory for the scheme?Yes, Aadhaar is required for registration, identity verification, and receiving DBT payments. Q. How is the assistance amount paid?The monthly assistance is transferred directly to the beneficiary’s Aadhaar-linked bank account. Q. What is the annual financial assistance under the scheme?Beneficiaries receive a total of ₹24,000 per year, calculated at ₹2,000 per month. Q. Is re-verification compulsory for existing beneficiaries?Yes, beneficiaries may be required to complete re-verification to ensure continued eligibility and uninterrupted benefit payments. Q. Can more than one woman from a family receive benefits?No, only one eligible woman from a household can receive financial assistance under the scheme. Q. How can beneficiaries check their payment status?Payment status can be checked through the DBT Karnataka mobile application or through the designated SMS facility. Q. Who is not eligible for the Gruha Lakshmi Scheme?Women belonging to families where the applicant or spouse pays Income Tax, files GST returns, or is found ineligible during verification are not entitled to receive benefits.